By the Numbers - Math 101 (Finance, 3 HR CE ELEC)
Instructor: Dee Ann Harper
Date/Time: Friday, December 1st from 9:00a - 12:00p
Location: EBR Training Room (1065 N Bryant Ave)
Sponsor: Riverbank Title
*Please park in the lot behind EBR (to the south)

CE Cancellation Policy - If less than 10 people are registered 48hrs before the class, we will reschedule. (unless the instructor wants to move forward). You will be notified by email if the class is rescheduled.

NOTICE: Starting January 1, 2023 the Board of Directors approved a no call/ no show fee to be added when members do not cancel their registrations for class and do not attend. If we do not hear from you 24 hours prior to class your account will be invoiced $25.

If you wish to cancel, please update your registration on the membership portal or contact EBR (This email address is being protected from spambots. You need JavaScript enabled to view it.).

Course Summary

At the conclusion of this module you will:
Be able to apply techniques to help clients with high-level questions surrounding basic financial math.
Have a basic understanding of:
o Rent vs. Own
o Qualifying Ratios
o Comparing PMI Options
o Optimal Use of Funds
o Simple Mortgage Amortization
o Seller net sheet
o The 17 factors affecting rates

Live ZOOM - Let's Talk Flood (3HR CE ELEC)

Date/Time: Thursday, December 7th from 9:00a - 12:00p

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/lets-talk-flood-12-7-23-9a-12p-3hrs-ok/?aff=ebr

Live ZOOM - Thriving in a Changing Market (2 HR CE HOT)

Date/Time: Thursday, December 7th from 12:30p - 2:30p

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/thriving-in-a-changing-market-12-7-23-1230p-230p-2hrs-ok/?aff=ebr

By the Numbers - Math 201 (Finance, 3 HR CE ELEC)
Instructor: Dee Ann Harper
Date/Time: Friday, December 8th from 9:00a - 12:00p
Location: EBR Training Room (1065 N Bryant Ave)
Sponsor: Old Republic Home Warranty
*Please park in the lot behind EBR (to the south)

CE Cancellation Policy - If less than 10 people are registered 48hrs before the class, we will reschedule. (unless the instructor wants to move forward). You will be notified by email if the class is rescheduled.

NOTICE: Starting January 1, 2023 the Board of Directors approved a no call/ no show fee to be added when members do not cancel their registrations for class and do not attend. If we do not hear from you 24 hours prior to class your account will be invoiced $25.

If you wish to cancel, please update your registration on the membership portal or contact EBR (This email address is being protected from spambots. You need JavaScript enabled to view it.).

Course Summary (NOTE: You must complete Math 101 before completing Math 201, EBR has Math 101 December 1st)

At the conclusion of this module you will:
Acquire higher level knowledge of mortgage financing skills to better understand the Lender’s role in structuring loans for clients.
Have an in-depth understanding of:
oInvestment Property – Rate of Return (ROI) vs Internal Rate of Return (IRR)
oAdvanced Mortgage Loan Amortization
oBlended Rates
oUnderstanding mortgage Backed Securities s Stock market
oHow mortgage Rates are determined – Loan Level Pricing

Register on the membership portal or contact EBR

Live ZOOM - Property Management (3HR CE ELEC)

Date/Time: Wednesday, December 13th from 9:00a - 12:00p

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/property-management-12-13-23-9a-12p-3hrs-ok/?aff=ebr

Live ZOOM - Property Management (3HR CE ELEC)

Date/Time: Wednesday, December 13th from 12:30p - 3:30p

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/7-deadly-sins-of-pricing-property-12-13-23-1230p-330p-3hrs-ok/?aff=ebr

Live ZOOM - Buyer Bonanza (2 HR CE ELEC)

Date/Time: Thursday, December 14th from 9:00a - 11:00a

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/buyer-bonanza-12-14-23-9a-11p-2hrs-ok/?aff=ebr

Agent Action Plan/2024 Goal Setting
Instructor: Chuck Wells with The Locker Room
Date/Time: Thursday, December 14th from 10:00a - 2:30p
Location: EBR Office
Sponsor: First Liberty Bank
*Please park in the lot behind EBR.
Learn more about our guest speaker and his company The Locker Room here

CE Cancellation Policy - If less than 10 people are registered 48hrs before the class, we will reschedule. (unless the instructor wants to move forward). You will be notified by email if the class is rescheduled.
NOTICE: Starting January 1, 2023 the Board of Directors approved a no call/ no show fee to be added when members do not cancel their registrations for class and do not attend. If we do not hear from you 24 hours prior to class your account will be invoiced $25.
If you wish to cancel, please update your registration on the membership portal or contact EBR (This email address is being protected from spambots. You need JavaScript enabled to view it.).

Live ZOOM - Code of Ethics (3HR CE PSC)

Date/Time: Friday, December 15th from 9:00a - 12:00p

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/code-of-ethics-12-15-23-9a-12p-3hrs-ok/?aff=ebr

National Code of Ethics Course (3HR CE PSC and NAR)

Instructor: Leigh Brown

Date/Time: Friday, December 15th from 9:00a - 12:00p

Location: EBR office

Breakfast Sponsor: Everyday Locksmith

*Please park in the lot behind EBR (to the south)

CE Cancellation Policy - If less than 10 people are registered 48hrs before the class, we will reschedule. (unless the instructor wants to move forward). You will be notified by email if the class is rescheduled.

NOTICE: Starting January 1, 2023 the Board of Directors approved a no call/ no show fee to be added when members do not cancel their registrations for class and do not attend. If we do not hear from you 24 hours prior to class your account will be invoiced $25.

Live ZOOM - Code of Ethics (3HR CE PSC)

Date/Time: Friday, December 15th from 12:30p - 2:30p

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/everything-you-need-to-know-about-insurance-12-15-23-1230p-230p-2hrs-ok/?aff=ebr

Live ZOOM - Real Estate Fundamentals (3HR CE ELEC)

Date/Time: Tuesday, December 19th from 9:00a - 12:00p

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/real-estate-fundamentals-12-19-23-9a-12p-3hrs-ok/?aff=ebr

Live ZOOM - Real Estate Negotiations (3HR CE ELEC)

Date/Time: Tuesday, December 19th from 12:30p - 2:30p

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/real-estate-negotiations-12-19-23-1230p-330p-3hrs-ok/?aff=ebr

Live ZOOM - Real Estate Agent Safety (2HR CE HOT)

Date/Time: Wednesday, December 20th from 9:00a - 11:00a

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/real-estate-agent-safety-12-20-23-9a-11a-2hrs-ok/?aff=ebr

Live ZOOM - Advertising and Social Media: Standards of Practice (2HR CE ELEC)

Date/Time: Wednesday, December 20th from 11:00a - 1:00p

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/advertising-social-media-12-20-23-11a-1p-2hrs-ok/?aff=ebr

Live ZOOM - Credit Score (3HR CE ELEC)

Date/Time: Friday, December 22nd from 9:00a - 12:00p

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/credit-scoring-12-22-23-9a-12p-3hrs-ok/?aff=ebr

Live ZOOM - RPR: Using RPR to Better Serve Buyers and Sellers (3HR ELEC)

Date/Time: Wednesday, December 27th from 9:00a - 12:00p

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/realtors-property-resource-12-27-23-9a-12p-3hrs-ok-2/?aff=ebr

Live ZOOM - Estate Planning and Taxes (3HR ELEC)

Date/Time: Wednesday, December 27th from 12:30p - 3:30p

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/estate-planning-taxes-12-27-23-1230p-330p-3hrs-ok/?aff=ebr

Live ZOOM - Listing Language (2HR CE ELEC)

Date/Time: Friday, December 29th from 9:00a - 11:00a

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/listing-language-12-29-23-900a-11a-2hrs-ok/?aff=ebr

Live ZOOM - Thriving in a Changing Market (2 HR CE HOT)

Date/Time: Friday, December 29th from 11:00a - 1:00p

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/thriving-in-a-changing-market-12-29-23-11a-2p-2hrs-ok/?aff=ebr

Live Zoom - Real Estate Market Trends (2 HR HOT)

Date/Time: Friday, December 29th from 1:30p - 3:30p

Location: ONLINE EBR has formed a new partnership with The Lancaster Institute to provide online education at affordable prices to EBR Members. All classes with The Lancaster Institute will be offered via online platforms. To register to the upcoming course follow this link: https://www.lancasterinstitute.com/product/real-estate-market-trends-12-29-23-130p-330p-2hrs-ok/?aff=ebr